Why Contractors and Subcontractors Choose ECG
Contracting businesses often face a mismatch between when a job is done and when payment actually arrives, especially on 30- or 60-day terms tied to a general contractor or larger client. Meanwhile, payroll doesn't pause, materials need to be purchased before the next job starts, and insurance and bonding costs don't wait for the last invoice to clear.
Banks often focus first on credit history. We start by understanding how your contracting business performs today. If your projects are getting done, your client relationships are steady, and your revenue holds up month to month, that tells an important part of the story.
Expansion Capital Group evaluates your business revenue and cash flow instead of relying only on your credit score, giving established contractors with less-than-perfect credit the opportunity to be evaluated on the full picture.
Applying doesn't mean you're on your own. You'll work with a dedicated funding advisor who can answer questions, explain what information is needed, and help guide you through the application process. We use a soft credit pull when checking your eligibility, so exploring your financing options won't affect your credit score.
