Why Auto Repair Shop Owners Choose ECG
Auto repair shops often face cash flow gaps between finishing a large job and actually receiving payment from a supplier account, an insurance claim, or a fleet client on 30- or 60-day terms. Meanwhile, payroll doesn't wait, parts suppliers want to be paid on delivery, and rent is due whether or not last week's invoices have cleared.
Banks often focus first on credit history. We start by understanding how your auto repair shop performs today. If your bays stay busy, your customers keep coming back, and your shop has steady revenue, that tells an important part of the story.
Expansion Capital Group evaluates your business revenue and cash flow instead of relying only on your credit score, giving established shops with less-than-perfect credit the opportunity to be evaluated on the full picture.
Applying doesn't mean you're on your own. You'll work with a dedicated funding advisor who can answer questions, explain what information is needed, and help guide you through the application process. We use a soft credit pull when checking your eligibility, so exploring your options won't affect your credit score.
