Over $1.5B Provided Since 2013

Expansion Capital Group (ECG) is a financial technology company headquartered in Sioux Falls, South Dakota, that provides working capital solutions to established small businesses throughout the United States. Since 2013, ECG has helped more than 40,000 businesses access over $1.5 billion in capital.

Through a combination of technology-enabled underwriting, dedicated relationship management, and a streamlined funding process, ECG helps business owners access capital quickly and confidently, with funding as fast as same day for qualifying customers.* Expansion Capital Group serves customers directly and through a nationwide network of referral partners, brokers, and advisors, helping entrepreneurs manage cash flow, invest in growth, and build stronger businesses and communities.

Small Business Funding Since 2013 

40000
Small Businesses Funded

Apply for Funding

700
Industries Served

Who We Fund

ECG at a Glance

  • Founded: 2013
  • Headquarters: Sioux Falls, South Dakota
  • Total Funded: $1.5 Billion+
  • Funding Range: $5,000 to $500,000
  • Trustpilot Rating: Excellent
  • Better Business Bureau Rating: A+ 
  • Best Places to Work in Fintech by American Banker: 2019, 2022, 2024, 2025, 2026
  • Inc. 5000 Honoree: 2018, 2019, 2020, 2023, 2024, 2025
  • Inc. 5000 Regionals Midwest: 2021
Expansion Capital Group team at company headquarters in Sioux Falls, South Dakota

Why We Built ECG

We're entrepreneurs. We've built companies, made payroll, and waited on capital that came too slowly, or not at all. That experience shapes how we work. We know access to the right capital can be the difference between a business that grows and one that just keeps its head above water. So we built a more straightforward way for established owners to get funded, without the paperwork and wait times of a traditional bank. 

Why Choose ECG

What We Do

ECG provides funding to established small businesses across the United States. Our solutions include business loans and funding, revenue-based financing, accounts receivable factoring, and equipment leasing. For businesses where a different product is a better fit, we also facilitate SBA loan referrals through lending partners. We work with more than 700 industries, from auto repair and restaurants to manufacturing, medical practices, and construction.

We don't fund startups, personal loans, grants, or government relief programs. We focus on helping established businesses access working capital through financing solutions designed around their business needs.

Who We Fund

Meet Our Leadership

Tim Mages | Chief Executive Officer | Expansion Capital Group

Tim Mages

Chief Executive Officer

"ECG is unique in how we partner with small business owners. We provide quick, transparent, customized solutions to grow their businesses."

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Herk Christie | Chief Operating Officer | Expansion Capital Group

Herk Christie

Chief Operating Officer

"Our client service is our differentiator. We work hard each day to exceed client expectations from application to funding. It’s that simple."

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Brittney Newell | Chief Financial Officer | Expansion Capital Group

Brittney Newell

Chief Financial Officer

"ECG spends the time on the front end to ensure our clients are set up to succeed – which creates an industry-leading, quality portfolio."

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Mike Beattie | Chief Technology Officer | Expansion Capital Group

Mike Beattie

Chief Technology Officer

"At ECG, we leverage cutting-edge tech solutions that streamline and elevate the financial landscape, driving growth opportunities."

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Marc Helman | SVP, Sales & Marketing | Expansion Capital Group

Marc Helman

SVP, Sales & Marketing

LinkedIn
Phil Morrison | SVP, Risk & Analytics | Expansion Capital Group

Phil Morrison

SVP, Risk & Analytics

LinkedIn

Our Values Reflect Our Commitment to You

  • 1

    Be Bold and Brilliant

    We ask that our team members think big, make thoughtful decisions, challenge the status quo and optimize resources.

  • 2

    Team Up

    We strive to assume positive intent, welcome the expertise of others, embrace new ideas and approaches and ensure everyone is on the same page.

  • 3

    Act Like an Owner

    Each of our team members should be accountable, stretch their limits, take calculated risks and deliver results.

  • 4

    Do the Right Thing

    Our team members communicate with transparency, act with integrity, deliver superior customer experiences and speak the truth.

Latest News & Updates

Stay up to date on ECG's expanding footprint, industry recognition, and the milestones that reflect our continued commitment to small business owners nationwide. We're always growing, and we like to share the news along the way.

Read More News >

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Come Work With Us

We have created teams that deliver expert guidance on capital growth solutions. We look for individuals who are smart, client-focused and ready to design options that help American small businesses grow. Our leadership development framework nurtures team members through skill assessments, mentorship, and clear growth pathways.

Health insurance, a matching 401K Plan, a casual work environment and community involvement events are just a few reasons you should join the ECG Team. Check out our award-winning, growing, work-hard, play-hard ECG Team!

If you are considering a new career with us, now or in the future, explore our open positions.

Explore Open Positions

The statement that "funding can occur as fast as the same day" describes the fastest possible timeline and is neither typical nor guaranteed. Actual timing depends on the completeness of your application, ECG's review, the transfer method used, and the processing and cutoff times of your financial institution, which are outside ECG's control. Submitting an application does not guarantee approval, funding, or any particular terms.

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