Manufacturing Business Loan & Funding

Manufacturing businesses often have to invest in materials, labor, and equipment before the revenue tied to that work comes in. A large order, an equipment issue, or an opportunity to increase production can create an immediate need for additional working capital.

A manufacturing business loan or other financing from Expansion Capital Group can provide additional working capital to help cover operating needs or make an investment your business is ready for. See what financing options may be available for your manufacturing business.

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Manufacturing Business Loans | Equipment & Cash Flow

Why Manufacturing Companies Choose ECG

Keeping production moving takes working capital. Raw materials may need to be purchased before a production run, payroll continues while invoices are outstanding, and equipment repairs or upgrades don't always happen on a convenient schedule.

Banks often focus first on credit history. We start by understanding how your manufacturing company performs today. If your production line is running, your customer orders are steady, and your revenue holds up month to month, that tells an important part of the story.

Expansion Capital Group evaluates your business revenue and cash flow instead of relying only on your credit score, giving established manufacturers with less-than-perfect credit the opportunity to be evaluated on the full picture.

Applying doesn't mean you're on your own. You'll work with a dedicated funding advisor who can answer questions, explain what information is needed, and help guide you through the application process. We use a soft credit pull when checking your eligibility, so exploring your financing options won't affect your credit score.

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40,000+

small businesses who have received funding from us

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$1.5 Billion+ 

in funded dollars to small businesses

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30 Minute

decision usually provided when applying for funding 

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Same Day*

funding possible once approved

What Can You Do with a Manufacturing Business Loan?

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    Upgrade or Purchase Equipment

    Purchase or upgrade machinery, tools, and other equipment financing needs to maintain production, improve capacity, or support your operations.

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    Buy Raw Materials in Bulk

    Purchase materials or inventory needed for upcoming production runs, larger orders, or periods of increased demand.

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    Expand Operations

    Invest in facility improvements, commercial real estate, additional production capacity, or new staff as your manufacturing business grows.

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    Support Day-to-Day Cash Flow

    Help cover payroll, utilities, maintenance, and other operating expenses while keeping production moving.

Financing Options for Manufacturing Companies

Every manufacturing business has different needs, so ECG offers multiple financing options depending on your business, from a loan amount sized to a specific equipment purchase to manufacturing financing built to support your business for the long term.

Pricing, repayment terms, and available financing options depend on your business's revenue, time in business, and overall eligibility. Your funding advisor can answer your questions, explain the application process, and help make sure your application is ready for review. If financing is available, they'll walk you through the available terms and answer any questions before you decide whether to move forward.

Business Loan or Funding

Support your general business needs with a lump sum of capital and fixed payments over a set term.

Business Loan or Funding

Revenue-Based Financing

Access capital sized to your business's revenue, giving you an alternative to a traditional bank loan.

Revenue-Based Financing

Equipment Leasing

Access the equipment you need without buying it outright, with payments built around your cash flow.

Equipment Leasing

Accounts Receivable Factoring

Turn your unpaid invoices into immediate cash flow, with funding based on a percentage of each invoice's value.

Accounts Receivable Factoring

Manufacturing Companies ECG Has Funded

Over ECG's 10+ year history, financing has been provided to established small businesses across the manufacturing industry, including metal fabrication shops, food and beverage producers, textile and apparel manufacturers, industrial equipment manufacturers, and packaging and plastics companies.

Many of these businesses continue working with Expansion Capital Group as they grow, exploring new financing for additional equipment, a new facility, or expansion when the timing is right.

What Small Business Owners Say About ECG

See what small business owners are saying about their experience with Expansion Capital Group, rated 4.4 out of 5 on Trustpilot.

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FAQs

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Business Loan, Revenue-Based Financing, or Equipment Leasing: Which Fits Your Manufacturing Business?

A business loan or funding isn't the only financing option an established manufacturing company may consider. ECG offers several types of working capital financing, including business funding, revenue-based financing, and equipment leasing, and the option available to your business depends on your needs, business performance, and the review process.

A business loan or funding provides a lump sum of capital for eligible business expenses, such as raw materials, payroll, or facility improvements. Revenue-based financing works differently, with structure tied to your business's revenue rather than a fixed lump sum. Equipment leasing is built specifically for machinery and equipment purchases, with a fixed term and periodic payments tied to the equipment itself.

A manufacturer replacing aging machinery may be better suited to equipment leasing, while one managing payroll, materials, and facility costs at once may look at a business loan or revenue-based financing instead. Available products, loan amounts, repayment terms, and financing options depend on the individual business and review process.

An ECG funding advisor can help you understand the financing options available to your business and answer any questions before you decide whether to move forward.

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Ready to Explore Your Funding Options?

Checking your eligibility only takes a few minutes and won't affect your credit score. A funding advisor can review your business, answer your questions, and explain the financing options that may fit your business. There's no obligation to move forward.

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The statement that "funding can occur as fast as the same day" describes the fastest possible timeline and is neither typical nor guaranteed. Actual timing depends on the completeness of your application, ECG's review, the transfer method used, and the processing and cutoff times of your financial institution, which are outside ECG's control. Submitting an application does not guarantee approval, funding, or any particular terms.

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